Clark's Thoughts

The Right Way Against Identity Fraud

If you feel that your identity is stolen, inform the appropriate authorities immediately, including your bank, credit card issuers. The earlier you inform the credit card suppliers, banks, et cetera the fewer chances the identity thief will have to deform your life. At any time, any of us can become a victim of identity theft. Taking steps to protect your identity is crucial in today’s technology advanced era.

Thus, to avoid identity theft or to deal with identity theft you must report the act right away and/or take steps to safeguard your self.

Steps to prevent identity theft should include guarding your personal belongings at all times. Personal belongings such as purses and wallets store valuable information, including credit/debit cards, checks, social security numbers, and other personal information.

Never give out your information unless you know for certain whom the party is that is asking for your identification. Never, give out PIN or Passwords to anyone. If you work at a computer use passwords combined with numbers and letters up to eight characters, thus making it difficult for anyone to attempt to guess your password. Change passwords and PIN numbers randomly to prevent identity theft. The passwords or PIN numbers on bank accounts and credit/debit cards should be changed randomly also.

It is important that you avoid giving your information through email. Thus, if mail comes in your box that claims you need to update your information, disregard the mail and call your original service provider numbers immediately. You should never give your information over the phone lines, or on discussion boards, bulletin boards, or forums.

If you have friends in Chat rooms requesting your mailing address or other information do not give out the information, rather if you know the source personally call them and ask why they want your information? If the source is a good friend, let them know that you will provide your mailing address if they intend to write you through safer methods.

Identity theft is increasing, thus none of us are safe in this system of things. Authorities are working to prevent identity, however, when a person reports identity theft, rarely is help available. Reporting identity theft right away can save your from ongoing hassle. If you report the theft right away, you will have a measure of advantage to fight off the thief.

The steps are in written abroad the World Wide Net on reporting identity theft. If you have access to the Internet learn all you can about the subject to help you continue your fight. Otherwise, learn all you can to prevent identity theft from occurring in your life. Once you become a victim of identity theft, you are a victim for life.

If you become victim of identity theft, your rights include disputing any unauthorized debts listed on your credit files. You have rights to contact the companies that are insinuating that you owe them money and dispute the allegations. Under law, the credit bureaus are obligated to delete any allegations made against you, after an investigation finding that you did not instigate the debt, thus removing the debt from your files.

If the theft applied for jobs, credit cards, debit cards, or attempted to open any accounts in your name, your rights include making the companies supply you copies of the documentations made in your name.